Terms and disclaimers

Terms of use

Clip to Cash ("the course") is provided by SkillUp, a brand of Umar & Co LLC, a Wyoming limited liability company ("we", "us"). These terms apply to anyone who buys, opens or uses the course.

• Your license. When you buy the course you get a personal, non-exclusive, non-transferable license to use it for your own learning. You may not resell, share, copy, republish, record or redistribute the course or any part of it, or share your access with others.
• Our content. The course text, workbooks, structure and design are owned by us and protected by copyright. Linked videos and third-party materials are owned by their creators (see below).
• Acceptable use. You agree to use what you learn lawfully, follow the rules of every platform you use, and respect the rights of creators and brands.
• No warranty. The course is provided "as is" and "as available". We make no warranties, express or implied, about accuracy, completeness, results or fitness for a particular purpose, to the extent the law allows.
• Limitation of liability. To the extent the law allows, we are not liable for any indirect, incidental or consequential loss, lost income, account suspensions, copyright claims or other damages arising from your use of the course. Our total liability is limited to the amount you paid for the course.
• Indemnity. You agree to cover us against claims arising from content you post or actions you take on any platform.
• Changes. We may update the course and these terms. Continuing to use the course after changes means you accept them.
• Governing law. These terms are governed by the laws of the State of Wyoming, United States. Nothing here limits rights you have under consumer protection law where you live.

Earnings disclaimer

We do not promise or guarantee that you will earn any money from clipping. Most people who try clipping earn little or nothing, especially at first.

• Any earnings, pay rates or income figures in the course, including the case studies, come from public news reports and third-party guides. Some are self-reported by the people named. They are not typical results and are not a prediction of what you will earn.
• The calculators show example arithmetic only. Real results depend on your effort, skill, time, niche, the campaigns available, platform algorithms, competition and many other factors outside anyone's control.
• Pay rates, campaign budgets, platform requirements and payout rules change often and may differ from what the course describes.
• We follow the U.S. Federal Trade Commission's position that income claims must not be misleading. If you see a figure in the course, treat it as an example, not a promise.
• You are responsible for your own decisions and results.
• The 90-day do-the-work guarantee (see Refunds) is a refund promise with conditions. It is not a promise or prediction of earnings.

Not professional advice

The course is for education only. Nothing in it is legal, financial, tax, accounting or investment advice. Information about copyright, fair use, advertising disclosures, taxes and platform policies is general and may not apply to your situation. Talk to a qualified lawyer, accountant or tax professional before relying on it.

Trademarks and third-party content

• We are not affiliated with, sponsored by or endorsed by Whop, Content Rewards, Vyro, MrBeast, TikTok, YouTube, Google, Meta, Instagram, Facebook, X, Kick, Twitch, CapCut, OpusClip, Vizard, Klap, Submagic, Eklipse, Clipping.net, Promote.fun, Rockstar Games or any creator, outlet or company mentioned. All names and trademarks belong to their owners and are used only to describe their products.
• Videos in the course are links to YouTube. We do not host, own or control them, and they belong to their creators. They may change or be removed at any time.
• Links to outside websites are provided for convenience. We are not responsible for their content, accuracy, pricing or privacy practices.
• Tool prices and features were taken from public sources in November 2026 and may have changed.
• This course contains no affiliate links, and we are not paid by any company named in it.

Your clips and accounts

You alone are responsible for the content you clip, edit and post. Before using anyone's content, get permission through a campaign, a written agreement or a clear license. Follow each platform's rules on copyright, reused content, impersonation and spam, and label paid promotions as the law and platforms require. We are not responsible for copyright claims, strikes, demonetization, bans, unpaid campaign earnings or any other action a platform or rights holder takes against you.

Privacy

• Your workbook answers, checklists and progress are saved only in your own browser's local storage. They are not sent to us, and we cannot see them.
• Clearing your browser data, switching devices or using private browsing will remove or hide that saved work. Use "Copy my answers" to keep a copy.
• This page does not use advertising trackers. The platform that hosts the page and the store where you bought the course process your purchase and may collect data under their own privacy policies.
• Opening a linked video or website takes you to that site, which has its own privacy policy.

Refunds and the 90-day do-the-work guarantee

If you do the work in this course for 90 days and earn nothing from clipping, we'll refund 100% of what you paid. This guarantee is a promise to refund, not a promise that you will earn money.

To qualify, all of these must be true:

1. You finished the course. You completed all 24 modules and filled in every workbook.
2. You posted consistently. You posted at least 90 clips during the 90 days after purchase, on at least 2 apps, and kept them public.
3. You worked real campaigns. You joined at least 3 paid clipping campaigns or programs and submitted every eligible clip to them.
4. You tracked it. You kept a tracker with each clip's date, link, campaign and views, as taught in Module 3.
5. You earned $0. You received no money from clipping, including campaigns, platform payouts and clients, during the 90 days.
6. You followed the rules. You didn't buy views, use bots, clip without permission, or get an account banned or campaign earnings removed for breaking rules.

How to claim: email support@umarcoestates.com between day 90 and day 120 after your purchase. Include your order number, your tracker, the links to your clips, your copied workbook answers, and screenshots of your campaign dashboards showing $0 earned. We'll review your claim within 10 days of receiving it and, if it qualifies, refund you through the store where you bought the course.

• One guarantee claim per person. Refunds end your access to the course.
• We may ask for more evidence, such as screen recordings of your analytics, and may decline claims that are incomplete or misleading.
• Outside this guarantee, because the course is digital and available immediately, sales are final, except where the law where you live gives you a right to a refund.
• Your rights under local consumer law are not affected.

Contact

Questions about these terms, or a rights holder who wants content changed or removed? Email support@umarcoestates.com. We aim to reply within 3 business days.